Business Retirement Solutions

Here at Gemlife, we work with business owners to facilitate individualized, personalized and proprietary retirement programs. While there are many nuances to the methodologies behind the working parts of this structure, this advanced retirement planning program is simply a tool through which a business owner may have the ability to drastically advance their wealth accumulation relative to their retirement planning efforts in a highly tax advantaged manner.

We work with your CPA or accountant, utilizing Advanced Planning to establish pre-tax pension accounts that are used to fund multiple types of investments that all directly boost your retirement wealth. In addition to funneling in more money to your retirement portfolio, this strategy can significantly decrease your taxable income and increase your overall wealth.

This program will allow the business owner to accomplish additional goals.

Wealth Transfer

Transfer massive amounts of wealth to your heirs, charity, school or foundation utilizing the most powerful and cost effective manner while guaranteeing the results.

Estate Plan

Engage in estate planning utilizing the benefits of your business to accomplish the most cost effective ILIT in existence.

Qualified Plan Rescue

By redirecting participating funds, the opportunity exists to generate a structure that results in tax free distributions that may be applied against taxes due on distributions out of a qualified plan.

Business Exit Planning

With the ability of the front loading to be assumed, it may provide massive benefit to the business seller and buyer at sale.

Key-man & Buy/Sell

With the insurance contained within the structure, it can be used as a wealth accumulation medium and address insurance needs simultaneously.

Getting Started

Contact us today for a Free Consultation on how this plan can benefit you and your Business.