Team Gary Ybarra, CFF Managing Partner 888.406.8658 [email protected] Gary Ybarra, is a CFF (Certified Financial Fiduciary®) and is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income, preservation and legacy. Read more Stephen Ting Managing Partner 888.858.6236 Stephen Ting is one of the Managing Partners of Gemlife Financial and has been helping clients realize their financial and retirement goals for the past 20 years. Read more Lisa Sanders Retirement Specialist Lisa Sanders has been working with clients as a Retirement Specialist for over six years. Before moving into safe money planning, she worked for many years helping patients to file health insurance claims. Lisa has been trained by some... Read more Have a Question? Name Email Question Thank you! Oops!