Gary Ybarra

Managing Partner


[email protected]

As one of the Managing Partners of Gemlife Financial, Gary Ybarra is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income.

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Stephen Ting

Managing Partner


Stephen Ting is one of the Managing Partners of Gemlife Financial and has been helping clients realize their financial and retirement goals for the past 20 years. 

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Lisa Sanders

Retirement Specialist

Lisa Sanders has been working with clients as a Retirement Specialist for over six years. Before moving into safe money planning, she worked for many years helping patients to file health insurance claims. Lisa has been trained by some...

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